Disclaimer

The Pick Index (“TPI”, “we”, “our”, or “the Platform”) is an entertainment, record-keeping, and transparency platform for sports predictions. The Platform allows users to publish sports picks, view historical prediction records, and track outcomes over time through public archives and related performance data.

TPI is intended to provide a public record of prediction activity. It is not designed, licensed, or operated as a gambling service, betting service, sportsbook, bookmaker, betting exchange, casino, lottery, financial platform, investment platform, or advisory service.

We do not accept, place, process, facilitate, or settle wagers. We do not provide odds, betting lines, gambling products, investment products, financial instruments, or any service that allows users to stake money or receive monetary winnings through the Platform.

Any picks, predictions, statistics, rankings, trends, scores, records, profiles, leaderboards, public archives, or other information displayed on TPI are provided for informational, entertainment, and transparency purposes only. They should not be treated as betting advice, financial advice, investment advice, professional advice, or a recommendation to take any action involving money, gambling, betting, financial risk, or third-party services.

User-generated content on the Platform reflects the views, decisions, and activity of the individual users who publish it. TPI does not verify, endorse, guarantee, or recommend any user’s predictions, opinions, strategy, record, or public profile. A user’s past prediction history should not be interpreted as proof of expertise, reliability, or future success.

Past performance does not guarantee future outcomes. Sports events are uncertain by nature, and no prediction, statistic, trend, or historical record can guarantee a future result.

TPI may display sports data, event information, scores, results, fixtures, settlement statuses, and related statistics from third-party data sources. While we aim to present information clearly and accurately, we do not guarantee that any data shown on the Platform is accurate, complete, current, uninterrupted, or error-free. Sports data may be delayed, incomplete, changed, corrected, or updated after publication.

Settlement outcomes, prediction records, scores, and statistics may change if official results are corrected, if third-party data is updated, or if an error is identified. TPI reserves the right to correct, update, void, or adjust records where necessary to preserve accuracy and platform integrity.

Users are solely responsible for the predictions they publish, the information they choose to make public, and any actions they take outside the Platform. This includes any decisions involving betting, gambling, financial activity, third-party platforms, personal reliance on predictions, or communication with other users.

TPI is not responsible for any loss, damage, dispute, claim, expense, or consequence arising from reliance on content displayed on the Platform. This includes reliance on user-generated predictions, public records, sports data, statistics, scores, performance metrics, rankings, trends, or any information provided by third-party data sources.

Nothing on TPI creates a professional, advisory, fiduciary, financial, gambling, betting, or contractual relationship between TPI and any user or visitor. Access to the Platform does not mean that TPI recommends, approves, or supports any prediction, user, strategy, third-party service, or external action.

Public prediction records are intended to support transparency and accountability. They are not intended to encourage gambling, wagering, financial speculation, or reliance on any individual user’s picks. Users and visitors should use their own judgment and comply with all laws and regulations that apply in their location.

By accessing or using TPI, you acknowledge that the Platform is provided for entertainment, record-keeping, and public transparency purposes only. You agree that you use the Platform at your own discretion and that TPI is not liable for any action taken outside the Platform based on content viewed, published, shared, or referenced through the Platform.